Small Business Real Estate

Insurance for Small Habitational Accounts

Crum & Forster’s dedicated Small Business Real Estate team offers General Liability coverage tailored for real estate risks, including apartment buildings, townhomes and condominiums. For expedited clearance, send submissions to:


  • Real Estate with 500 units or less
  • Apartments
  • Condominium Owner’s Associations
  • Townhome Owner’s Associations
  • Dwellings – Single Family Lessor’s Risk Only
  • Incidental Commercial LRO Square Footage


  • Senior Housing or Assisted Living
  • Armed Security
  • Hotels & Motels
  • Not available in CA, FL and NY


  • Assault & Battery Coverage
  • Hired & Non-Owned Auto Liability
  • Blanket Additional Insured


Available in 47 states across the United States and the District of Columbia. Not available to habitational accounts domiciled in or with California, Florida or New York exposure.


Mark Herrington
Vice President
Surplus & Specialty Small Business Team

Brendan Turrell
Team Lead

Nick Ingram

Small Business Real Estate
Surplus & Specialty Brochure
Habitational Supplemental

Solutions & Services
E&S Construction
Surplus & Specialty Lines
Claim Services

This overview is provided for informational purposes only and is not intended to be a representation of coverage that may exist in any particular situation under a policy issued by one of the companies within Crum & Forster. All conditions of coverage, terms and limitations are defined and provided for in the policy.