Crum & Forster
At a Glance

Diversified Specialty Product Portfolio

Crum & Forster provides market-leading property & casualty, accident & health and specialty insurance solutions. We offer admitted and surplus lines products for a broad array of customers and industries, and we are dedicated to meeting our clients’ needs with laser-focused expertise, customized coverages and superior service.

Our Business

Accident & Health
Stop Loss & Excess Medical
Ancillary & Supplemental Benefits
Special Risk
International Travel Medical
Travel
Occupational Risk
Pet Health & Services

Commercial Lines
Contractors
Executive Risk
Middle Market Solutions
Risk Management
Target Segments

Surplus & Specialty
Binding Authority
Construction (E&S)
Energy
Environmental
Excess & Umbrella
Primary Special Risk
Security
Small Business Team
Transportation

Surety
Commercial
Contract
Bail

Property
E&S Property
Property Programs
Inland Marine
Crisis Management

Credit
Trade Credit
Mortgage Risk
Significant Risk Transfer (SRT)
Alternative Risk Solutions
Political Risk

Affiliated Companies
Seneca
Redwoods
DMC Insurance
Crum & Forster SPC

C&F Mix of Business Pie Chart: Accident & Health 33%, Surplus & Specialty 24%, Commercial Lines 16%, Surety 7%, Credit 2%, Property 3%, Affiliated Companies 15%


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Property & Casualty Accident & Health

COMMERCIAL LINES
C&F’s Commercial Lines Division offers multiline solutions for a wide variety of industries, including Contractors; the Middle Market, which includes Manufacturing, Commercial Real Estate, Hospitality, Retail, Distribution & Wholesale; and Target Segments, such as Agribusiness, Petroleum and Propane Distribution, Food Retail and Hawaii-based risks, among others. The division also includes our Executive Risk product suite of E&O, D&O, Cyber, Tech E&O and Crime & Fidelity.

 

SURPLUS & SPECIALTY LINES
C&F’s Surplus & Specialty Lines Division provides coverage for complex exposures through specialized industry verticals, custom casualty units and technology-driven small business platforms. We specialize in difficult-to-insure risks, such as businesses with unusual or inherently risky operations, start-ups and insureds with a history of prior claims.

SURETY
C&F’s Surety Division is a leading underwriter of surety bonds in the U.S., offering contract bonds for midsize and large construction accounts and a broad array of commercial bonds.

ACCIDENT & HEALTH
The Accident & Health Division offers a diverse portfolio of insurance and reinsurance products, including medical stop loss; travel; occupational risk & other specialty risk products; and pet health insurance & wellness services, with flexibility to work directly with brokers, consultants and TPAs or through MGA/MGUs as well as affinity partners. In addition to our robust domestic portfolio, we offer international solutions through our wholly owned captive facility providing our partners with even broader flexibility in underwriting solutions.

 

PROPERTY
C&F’s Property Division encompasses E&S shared and layered commercial property business; property programs; monoline inland marine; and crisis management, which includes product recall insurance.

CREDIT
C&F’s Credit Division specializes in trade credit (single situation and multibuyer), mortgage risk, contingent credit, and alternative risk solutions offered on an admitted and surplus lines basis.

All figures as of December 2020. This overview is provided for informational purposes only and is not intended to be a representation of coverage that may exist in any particular situation under a policy issued by one of the companies within Crum & Forster. All conditions of coverage, terms and limitations are defined and provided for in the policy.