Streamlined Solutions for Small Accounts
Crum & Forster’s Binding Authority unit is dedicated to speed and simplicity, providing competitive coverage across a breadth of classes, and stability you can depend on. Delivered through our network of exclusive wholesale broker / MGA partners on a surplus lines basis, we deliver the small business coverage you need.
Our team specializes in accounts with up to $30,000 in total premium. To learn more about our risk appetite and coverage capabilities, download our Binding Authority Overview or email Michael.Skadra@cfins.com.
Contact
Andy Swenson
Senior Vice President
Surplus & Specialty Lines
973-490-6480
Andy.Swenson@cfins.com
Mike Skadra
Vice President
Surplus & Specialty - Binding Authority
804-298-2121
Michael.Skadra@cfins.com
Gretchen Levy
Assistant Vice President
Surplus & Specialty - Binding Authority
804-298-2102
Gretchen.Levy@cfins.com
Downloads
Binding Authority
Surplus & Specialty Brochure
Solutions & Services
Surplus & Specialty Lines
Claim Services
Binding Authority – Target Classes
- Contractors (residential, commercial, industrial)
- Churches
- Distributors / wholesalers
- Farms (GL only)
- Garages (service only) on GL form
- Habitational
- Landowners
- Light manufacturers
- Restaurants, taverns and bars
- Schools (private or vocational / trade)
- Vacant buildings
- Warehouses
For additional target classes and other details, see our Binding Authority Overview or email Michael.Skadra@cfins.com.
Insurance for Small Businesses
AVAILABLE COVERAGES
- General Liability
- Property up to $750,000 TIV per policy
- Inland Marine
- Scheduled equipment
- Miscellaneous tools
- Miscellaneous articles
COVERAGE HIGHLIGHTS
- Contractors Professional Liability
- Hired & Non-Owned Auto Liability for select classes
- Higher GL limit – Up to $3M aggregate limits on most classes
- Blanket additional insured, waiver and primary / non-contributory coverage available
- Per project / per location aggregate available
Binding Authority Portal
FOR WHOLESALE BROKERS / MGAs
- Automated underwriting platform for rate, quote, refer, bind and issuance on all business
- Full API / web service capability to electronically link agent portals / systems and comparative raters to the C&F Binding Authority platform directly
- Analytics and data science enabled, matching our best offer to each specific risk
For additional information, see our Binding Authority Overview or email Michael.Skadra@cfins.com.
Surplus & Specialty
Our Surplus & Specialty Lines division offers a full suite of primary and excess insurance products on admitted and non-admitted paper. With in-depth expertise in each of the niche markets we serve, we provide creative and customized coverage solutions and superior service.
Claim Services
Crum & Forster has been recognized for our award-winning claim services. With dedicated teams of highly experienced claim professionals in each line of business that we write, we have the specialized knowledge and resources to resolve claims efficiently and effectively.