Accident & Health

Accident & Health

Crum & Forster’s Accident & Health Division provides a robust portfolio of insurance and reinsurance products with broad distribution capabilities. Our deep industry experience, flexible working models, and strong focus on diversification have contributed to more than 20 years of profitable growth.

Our $1 Billion+ Accident & Health Division delivers a collaborative approach to help you build the most creative and comprehensive offering for your opportunity pool.

Our entrepreneurial approach means we can tailor our help to support you when and how you need it.

Gary McGeddy, President, Accident & Health Division

A&H Value Proposition

As part of the Fairfax family, the C&F Accident & Health team is guided by our core principles of honesty, integrity and loyalty that hold true throughout the organization. We place a strong focus on creativity, innovation and providing nimble and responsive customer service.


The qualities and capabilities of Crum & Forster Accident & Health demonstrate our philosophy of building meaningful, long-term partnerships and our dedication to providing alternative strategies in an ever-changing insurance market.

Diversified Portfolio – Providing a variety of solutions allows us to be a full-service partner while creating cross marketing opportunity throughout the market. We provide MGAs/MGUs, brokers, agents and other insurance companies with a vast suite of products for all distribution needs.

Commitment to Markets – – Our partners deserve consistency and reliability, which means operating in markets with long-term viability to ensure stability across our portfolio.

Long-Term Partners – Our loyalty and commitment shine through in the duration of our partnerships. We are proud to have clients who have been with us since the beginning of A&H!

Aligned Incentives – Our flexible risk taking approach gives partners an opportunity to participate in program risk and enjoy the benefits of successful outcomes.

Flexible Working Models – Our direct and program models allow us to provide partners with maximum flexibility in how we approach each opportunity and how we structure each deal. From underwriting and actuarial support to compliance and case management, we offer a full service menu of options based on the needs of our partners.

Cross Marketing & Global Capability – In addition to our robust domestic portfolio, C&F Accident & Health offers solutions on an international basis through its wholly owned captive facility, Crum & Forster Segregated Portfolio Company (SPC), as well as through its various partnerships within the Fairfax family. These global capabilities provide our partners with even broader flexibility in underwriting solutions.