Health & Social Services

Insurance for Caregivers

Crum & Forster has a dedicated and highly experienced Health & Social Services unit that specializes in providing multiline insurance solutions for:

  • Assisted Living Facilities
  • Independent Living Facilities
  • Continuing Care Retirement Communities
  • Home Healthcare Providers

Our team is ready to meet your needs with expert underwriting, best-in-class risk engineering support and excellent claim service. To learn more about our risk appetite and coverage capabilities, download our Health & Social Services Overview or contact our underwriters.

> View our 10 Tips to Help Reduce Hired & Non-Owned Auto Liability for Home Health Care Providers


Julie Kelpien
Assistant Vice President
Target Segments - Health & Social Services

Health & Social Services
Target Segments Brochure

Solutions & Services
Target Segments
Commercial Lines
Risk Engineering
C&F Connect Marketplace
Claim Services

Customized Coverages

We offer a broad array of insurance products and coverage options, as well as risk consulting services, designed specifically to address the exposures faced by the senior living and home healthcare industries.

  • Professional Liability
    • Claims made form available on a non-admitted basis
    • Abuse and Molestation coverage
    • Defense expenses outside the policy limits for qualified risks
  • General Liability
    • Claims made or occurrence forms available on an admitted basis
    • HIPAA Compliance coverage
    • Host Liquor Legal Liability
    • Automatic Additional Insured coverage
  • Optional coverages:
    • Workers’ Compensation (guaranteed cost)
    • Commercial Auto
      • Owned
      • Hired and Non-Owned
    • Follow-form Excess available for qualified risks

For additional information, see our Health & Social Services Overview or contact our underwriters.

This overview is provided for informational purposes only and is not intended to be a representation of coverage that may exist in any particular situation under a policy issued by one of the companies within Crum & Forster. All conditions of coverage, terms and limitations are defined and provided for in the policy.