Small Business

Insurance for Small Construction Accounts

Our Surplus & Specialty Lines Small Business Team specializes in casualty insurance solutions for Construction Accounts with $5 million or less in annual revenue:

  • Artisan Trades and General Contractors
  • Residential and Commercial

Dedicated to serving the Small Construction market through wholesale brokers, we offer:

  • Commercial General Liability (CGL)
    • Limits of $1/2/2 million
  • Excess Liability, supported and unsupported
    • Limits up to $5 million

Dedicated Submission Address for Expedited Clearance
Wholesale Brokers: [email protected]

Online Portal for Primary GL
Wholesale Brokers: Click here for a quick quote

To learn more, download our Construction Small Business Overview or contact our underwriters.

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Coverage is available in 48 states across the U.S. and the District of Columbia.
Construction accounts domiciled in or with CA or NY exposures are not eligible.


Andy Swenson
Senior Vice President
Surplus & Specialty Lines
[email protected]

Mark Herrington
Vice President
Surplus & Specialty Small Business Team
[email protected]

Contractors Supplemental Application
Roofing Supplemental Application
Construction Small Business
Surplus & Specialty Brochure

Solutions & Services
E&S Construction
Surplus & Specialty Lines
Claim Services

Construction Small Business


  • Roofing
  • Framing
  • Carpentry
  • Plumbing
  • Concrete
  • Foundation Repair
  • Grading of Land / Excavation
  • Electrical
  • Drywall
  • Utility – Water, Sewer, Gas Mains

For additional target classes and SIC codes, see our Construction Small Business Overview or contact our underwriters.

Customized Coverage

  • CGL and Excess Liability insurance tailored for construction operations:
    • Blanket additional insured premises operations
    • Blanket additional insured completed operations
    • Blanket waiver of subrogation
    • Primary and non-contributory
    • Per project aggregate
    • Blanket 30-day notice of cancellation
  • Flexible minimum premiums and deductibles
  • Quick quote turnaround

For additional information about our risk appetite and coverage capabilities, see our Construction Small Business Overview or contact our underwriters.

This overview is provided for informational purposes only and is not intended to be a representation of coverage that may exist in any particular situation under a policy issued by one of the companies within Crum & Forster. All conditions of coverage, terms and limitations are defined and provided for in the policy.