Simple Cyber

Simply the Coverage You Need

Crum & Forster wants to make cyber insurance and cybersecurity easy for you. To do this, we’ve developed our Simple Cyber insurance policy that provides broad protection for existing and evolving cybersecurity risks.

In addition to financial protection, we also provide important services to help protect your firm. This starts with assistance to help you identify the core cybersecurity practices to protect your firm – and extends to 24/7 access to the Crum & Forster Cyber Assistance Center. You’ll have access to immediate help when you need it.

To learn more, download our C&F Simple Cyber product overview.


Nick Economidis
Vice President

Have Questions?
Email our eRisk Team

If you have a claim, contact our
Cyber Response Team
877-271-8661 or

C&F Simple Cyber
Why You Need Cyber Insurance
Executive Risk Overview

Solutions & Services
Executive Risk
Management Liability
Professional Liability
Crime & Fidelity
Commercial Lines
Claim Services

First-Party Coverages

Breach Costs
Coverage for the costs to evaluate and respond to a cyber event discovered during the policy period.

eCrime Loss
Indemnification for direct financial loss from an eCrime Event.

First Party Loss
Indemnification for loss resulting from a cyber extortion event or a covered business interruption event, including the unintentional and unplanned interruption of a computer system. Coverage also extends to the cost to repair or replace computer hardware or equipment that is damaged or impaired and must be replaced.**

Third-Party Coverages

Cyber Liability
Covers legal liability costs, including defense expenses, resulting from a covered cyber event. Coverage includes regulatory defense and penalties as well as Payment Card Industry (PCI) liabilities.

Multimedia Liability
Covers legal liability costs, including defense expenses, resulting from materials published or broadcast by the insured due to claims such as disparagement or copyright/trademark infringement.

Coverage Highlights

  • $0 retention for legal and computer forensic services*
  • Cyber Liability coverage including Payment Card Industry (PCI) liability and Regulatory Defense/Penalties coverage
  • eCrime/social engineering loss limits up to $250,000
  • Business interruption coverage including systems failure
  • 24/7 access to the Crum & Forster Cyber Assistance Center
  • Breach Costs coverage is in addition to the policy aggregate limit*
  • Common triggering definition for core cyber coverage parts to prevent gaps in coverage between first and third party coverage parts
  • Multimedia Liability coverage
  • Contingent BI/PD coverage, and contingent damage to computer equipment

This overview is provided for informational purposes only and is not intended to be a representation of coverage that may exist in any particular situation under a policy issued by one of the companies within Crum & Forster. All conditions of coverage, terms and limitations are defined and provided for in the policy. Surplus lines products are available in California only through Crum & Forster Insurance Brokers, Inc., a licensed surplus lines broker (CA license #0E14610).