Insurance for Caregivers
Crum & Forster has a dedicated and highly experienced Health & Social Services unit that specializes in providing multiline insurance solutions for:
- Home Healthcare & In Home Hospice Providers
- Assisted Living Facilities
- Memory Care Facilities
- Independent Living Facilities
- Social Services – Workers Compensation Only – Targeting organizations whose primary services focus on:
- Individuals with Intellectual and Developmental Disabilities
- Supportive Housing
- Community Outreach and Social Work
Our team is ready to meet your needs with expert underwriting, best-in-class risk engineering support and excellent claim service. To learn more about our risk appetite and coverage capabilities, download our Health & Social Services Overview or contact our underwriters.
> View our 10 Tips to Help Reduce Hired & Non-Owned Auto Liability for Home Health Care Providers
Contact
Julie Kelpien
Assistant Vice President
Target Segments - Health & Social Services
480-448-2674
Julie.Kelpien@cfins.com
John Hague
Senior Underwriter
973.326.7784
John.Hague@cfins.com
Downloads
Health & Social Services
Senior Living Facilities – Loss Sensitive Program
Target Segments Brochure
Solutions & Services
Target Segments
Commercial Lines
Risk Engineering
C&F Connect Marketplace
Claim Services
Customized Coverages
We offer a broad array of insurance products and coverage options, as well as risk consulting services, designed specifically to address the exposures faced by the senior living and home healthcare industries.
- Professional Liability
- Claims made form available on a non-admitted basis
- Abuse and Molestation coverage
- Defense expenses outside the policy limits for qualified risks
- General Liability
- Claims made or occurrence forms available on an admitted basis
- HIPAA Compliance coverage
- Host Liquor Legal Liability
- Automatic Additional Insured coverage
- Optional coverages:
- Workers’ Compensation (guaranteed cost)
- Commercial Auto
- Owned
- Hired and Non-Owned
- Follow-form Excess available for qualified risks
For additional information, see our Health & Social Services Overview or contact our underwriters.
Recent Successes
Crum & Forster’s Health & Social Services team provides GL, PL, XS, Auto and Workers’ Compensation coverages for Assisted Living, Memory Care, Independent Living, Home Healthcare and In Home Hospice providers.
Class of Business | Line of Business | State | Description | Premium Size |
Home Healthcare/ | WC | 20+ Operating States | Exp Mod over 1.25 | $325,000 |
Assisted Living | GL/PL/XS/Auto | CA | 110 Beds | $92,000 |
Assisted Living | GL/PL | CA | 225 Beds | $168,000 |
Assisted Living | GL/PL/XS | NJ | 116 Beds | $57,000 |
Assisted Living | GL/PL/XS/ | TN | 123 Beds | $45,000 |
Home Healthcare | WC | IA | Skilled & Non Skilled Services | $82,000 |
Home Healthcare | GL/PL/XS/Auto | MN | Skilled & Non Skilled Services | $40,000 |
Assisted Living/ | GL/PL | IN | 104 Beds | $37,000 |
Risk Engineering
Services
Crum & Forster has highly skilled Risk Consultants located across the country to help our clients. We offer a full complement of loss mitigation services, including site assessments, risk improvement plans, safety training, free videos and safety guides, and discounts on safety resources.
C&F Connect
Marketplace
Our policyholders and producers benefit from 24/7 access to our C&F Connect portal, a one-stop shop for all your risk management information needs. This online system places the tools you need for loss runs, claim reporting and other interactive reports directly at your fingertips.
Claim
Services
Crum & Forster has been recognized for our award-winning claim services. With dedicated teams of highly experienced claim professionals in each line of business that we write, we have the specialized knowledge and resources to resolve claims efficiently and effectively.