Environmental Insurance
Middle Market

Environmental Casualty Insurance Solutions

Our Environmental Insurance Middle Market unit specializes in providing primary and excess coverage for:

  • Large environmental contracting firms specialized in abatement, remediation, emergency environmental response, storage tanks, and brownfields cleanup.
  • Large environmental consulting firms specialized in site assessments, regulatory compliance, environmental audits, and waste brokering.
  • Large general contractors and trade contractors seeking pollution and professional coverage.
  • Site-specific pollution exposures including, but not limited to, property transfers, brownfields, industrial facilities, landfills, recyclers, apartments, hotels, and manufacturers.
  • Alternative energy contractors, consultants, and facilities, including, but not limited to, solar, wind, and waste-to-energy.
  • Products & Products Pollution coverage for chemical manufacturers, blenders, and distributors.

Coverage is offered on a non-admitted basis through appointed wholesale brokers.

To learn more, download our Environmental Middle Markets brochure or contact our underwriters.

Environmental Primary Policy

Five coverage parts offering choice and flexibility:

  • Commercial General Liability – occurrence or claims made
  • Contractors Pollution Liability – occurrence or claims made
  • Errors & Omissions Coverage – claims made
  • Third Party Pollution Legal Liability – claims made
  • Onsite Cleanup – claims made

Coverage may be written on a monoline basis or in any combination to meet clients’ needs.

  • Capacity: $15,000,000 / $15,000,000

For additional information about our coverage capabilities and risk appetite, see our Environmental Middle Market Overview or contact our underwriters.

Environmental Excess Policy

  • Follow-form Excess
  • Capacity: $10,000,000
    • Automobile limits capped at $5,000,000 of primary auto
  • Includes the ability to sit over a third party carrier’s primary auto and employer’s liability
  • Unsupported excess may be available for large limit tower situations with high attachment points

For additional information about our coverage capabilities and risk appetite, see our Environmental Middle Market Overview or contact our underwriters.

Environmental Target Classes

FACILITIES

  • Alternative fuels
  • Treatment and storage facilities
  • Recycling operations
  • Waste operations
  • Innovative technologies
  • Property portfolios
  • Habitational and hotels
  • Light industrial
  • Manufacturers

SERVICE PROVIDERS

  • Drilling
  • Environmental contractors and consultants
  • Phase I, II and III environmental consultants
  • Remediation and abatement contractors and consultants
  • Emergency response and cleanup contractors

 

  • Storage tank contractors and tank testing
  • Engineers
  • General and trade contractors (CPL)
  • Industrial contractors
  • Mixed discipline consultants

This overview is provided for informational purposes only and is not intended to be a representation of coverage that may exist in any particular situation under a policy issued by one of the companies within Crum & Forster. All conditions of coverage, terms and limitations are defined and provided for in the policy.