Loss Sensitive Insurance Solutions
Our Risk Management Construction unit specializes in accounts written on a loss sensitive basis, primarily with deductibles ranging from $100,000 and up, as well as construction risks seeking an insurance program that blends both loss sensitive and guaranteed cost elements.
Our flexible and integrated model is what makes Crum & Forster an excellent choice for large contractors looking for a loss sensitive solution to meet their business insurance needs. Coverage is written on an admitted basis.
To learn more, download our Risk Management Construction Overview.
With insurance markets hardening, some companies are considering moving to a large deductible program to help manage the overall costs of their insurance program. These programs can offer premium savings and more control over how claims are managed, but they are not right for everyone.
To help customers decide if the time is right for them to move to a large deductible program, Charles Ruggiero, Vice President, Risk Management Construction at Crum & Forster, suggests they consider four key questions …
Contact
Charles Ruggiero
Assistant Vice President
Risk Management Construction
973-326-7187
Charles.Ruggiero@cfins.com
Doug Cauti
Executive Underwriter
Risk Management Construction
617-406-3012
Doug.Cauti@cfins.com
Michael Farrington
Vice President
Commercial Lines - Contractors
973-255-8144
Michael.Farrington@cfins.com
Downloads
Risk Management Construction
Solutions & Services
Construction
Explosives
Commercial Lines
Risk Engineering
C&F Connect Marketplace
Claim Services
Risk Management Construction – Target Account Profile
- Customers with:
- Total cost of risk of $500,000 or higher
- Multistate exposures
- Interest in assuming / participating in a portion of risk
- Advantages
- Full-service platform tailored to customer needs and preferred program structure
- Opportunity to reduce total cost of risk
- Flexible collateral options
For additional information, see our Risk Management Construction Overview or contact our underwriters.
Risk Management Construction - Target Classes
- General Contractors
- Highway, Street & Road
- Utility Contractors
- Excavation Work
- Steel Erection
- Concrete Contractors
- Equipment Installation
- HVAC Contractors
- Electrical Contractors
- Landscape Gardening
- Architectural, Engineering, Surveying services associated with construction
Available Coverages
- Commercial Auto
- General Liability (not available in New York)
- Workers’ Compensation
- Property and Inland Marine
- Supported Excess
- Ability to offer higher limits on GL and Auto
- GL limits available per location and per project
- Coverage enhancements and other specialized solutions
For additional information, see our Risk Management Construction Overview or contact our underwriters.
Risk Engineering
Services
Crum & Forster has highly skilled Risk Engineers located across the country to help our clients. We offer a full complement of loss mitigation services, including site assessments, risk improvement plans, safety training, free videos and safety guides, and discounts on safety resources.
C&F Connect
Marketplace
Our policyholders and producers benefit from 24/7 access to our C&F Connect portal, a one-stop shop for all your risk management information needs. This online system places the tools you need for loss runs, claim reporting and other interactive reports directly at your fingertips.
Claim
Services
Crum & Forster has been recognized for our award-winning claim services. With dedicated teams of highly experienced claim professionals in each line of business that we write, we have the specialized knowledge and resources to resolve claims efficiently and effectively.