Risk Management Construction

Loss Sensitive Insurance Solutions

Our Risk Management Construction unit specializes in accounts written on a loss sensitive basis, primarily with deductibles ranging from $100,000 and up, as well as construction risks seeking an insurance program that blends both loss sensitive and guaranteed cost elements.

Our flexible and integrated model is what makes Crum & Forster an excellent choice for large contractors looking for a loss sensitive solution to meet their business insurance needs. Coverage is written on an admitted basis.

To learn more, download our Risk Management Construction Overview or contact our underwriters.

Video: Interview with Charles Ruggiero - Risk Management Construction


Charles Ruggiero
Assistant Vice President
Risk Management Construction
[email protected]

Doug Cauti
Executive Underwriter
Risk Management Construction
[email protected]

Michael Farrington
Vice President
Commercial Lines - Contractors
[email protected]

Risk Management Construction

Solutions & Services
Commercial Lines
Risk Engineering
C&F Connect Marketplace
Claim Services

Risk Management Construction – Target Account Profile

  • Customers with:
    • Total cost of risk of $500,000 or higher
    • Multistate exposures
    • Interest in assuming / participating in a portion of risk
  • Advantages
    • Full-service platform tailored to customer needs and preferred program structure
    • Opportunity to reduce total cost of risk
    • Flexible collateral options

For additional information, see our Risk Management Construction Overview or contact our underwriters.

Risk Management Construction - Target Classes

  • General Contractors
  • Highway, Street & Road
  • Utility Contractors
  • Excavation Work
  • Steel Erection
  • Concrete Contractors
  • Equipment Installation
  • HVAC Contractors
  • Electrical Contractors
  • Landscape Gardening
  • Architectural, Engineering, Surveying services associated with construction

Available Coverages

  • Commercial Auto
  • General Liability (not available in New York)
  • Workers’ Compensation
  • Property and Inland Marine
  • Supported Excess
  • Ability to offer higher limits on GL and Auto
  • GL limits available per location and per project
  • Coverage enhancements and other specialized solutions

For additional information, see our Risk Management Construction Overview or contact our underwriters.

This overview is provided for informational purposes only and is not intended to be a representation of coverage that may exist in any particular situation under a policy issued by one of the companies within Crum & Forster. All conditions of coverage, terms and limitations are defined and provided for in the policy.