Food Retail Specialty

Crum & Forster’s specialty business segment for the Retail Food industry provides a comprehensive blend of multi-line coverage protection, together with a collaborative client experience to mitigate losses and lower the cost of risk.

  • Commercial Package
  • Property
  • Actual Loss Sustained or Stated Amount available with no waiting period (options available for 24, 48 or 72 hours if desired)
  • High property capacity available
  • Broadened property coverages
  • Enhanced coverage for equipment breakdown
  • Crime
  • General Liability
  • Broad Form coverage extension
  • Workers Compensation (except CA and AK)
  • Commercial Auto
  • Broad Form coverage extension
  • Employment Practices Liability
  • Supporting Excess

Target Classes

  • Supermarket, Grocery & Convenience Store operations
  • Small Neighborhood, Basic, Conventional, Deluxe, Specialty, Ethnic, Health & Natural Food markets
  • Quick Mart convenience stores with gasoline and restaurants (no grease cooking)

Crum & Forster’s Food Retail Specialty leadership team has more 75 years of experience providing insurance and risk management solutions to independent grocers and convenience stores.  A team of claims experts in the retail food space have historically resolved over 70% of liability claims without payment.