Medical

Employer Stop Loss

Specific & aggregate stop loss coverage is provided for employer groups who choose to self-fund their employee health plan. Crum & Forster offers flexible underwriting with an appetite for unique risks including prison groups, Indian tribes, casinos, and captive arrangements. Minimum group size is 15 employee lives; minimum specific deductible is $10,000.  International stop loss coverage is also available.

Provider Excess of Loss

Specific excess of loss coverage is provided to capitated physician groups, hospital groups and health plans. Coverage is available for commercial, Medicare and Medicaid lives.

HMO Reinsurance

Specific excess of loss coverage and continuation of coverage is provided to HMOs and risk-taking health plans. Coverage is available for commercial, Medicare and Medicaid lives.

Medical Excess Reinsurance

Excess of loss coverage is available to fully insured medical and employer stop loss insurance portfolios.