Diversified Retail & Wholesale Goods

Crum & Forster’s Middle Market Solutions group provides customer-focused expertise in the manufacturing, retail, wholesale, hospitality, and commercial real estate industries. We offer a comprehensive blend of thoughtful, solution-oriented underwriting combined with our suite of multi-line products delivered with technical skill, professionalism and the highest standards of service – all aimed at mitigating the cost of risk.

Middle Market Solutions provides a regional carrier feel with the depth, breadth, and expertise of a national carrier

Target Account Profile

  • Premium of $100,000 or greater
  • Multiline coverage solutions preferred
  • Guaranteed cost or loss sensitive programs
  • Large property schedules with TIV up to $100 million per location
  • Critical CAT exposures up to 25% of total TIV

Available Coverages

  • Commercial Package
  • Workers Compensation
  • Commercial Auto
  • Employment Practices Liability
  • General Liability
  • Property
  • Supporting Umbrella and Excess
  • Cyber Risk

Target Classes

  • Wholesale Products
    • Commercial Equipment
    • Clothing / Footwear
    • Office / Computer Equipment
    • Service Establishment Supplies
    • Electrical / Hardware
    • Confectionary
    • Refrigeration / Heating & Cooling Equipment
  • Retail Products
    • Bakeries
    • Merchandise Stores

Coverage Highlights

  • Comprehensive property coverage with dual form capabilities
  • Commercial Output Program – COP
  • ISO forms with available Gold Choice endorsement
  • Gold Choice Property Endorsement with over 40 enhancements
  • Equipment Breakdown coverage and enhancements
  • General Liability Endorsement with over 25 enhancements
  • Broad Form Auto Endorsements with over 15 enhancements
  • Liquor Liability coverage available