Financial Institutions Fidelity

Fidelity Bonds for Financial Institutions

We offer specialized coverage for banks, insurance/reinsurance companies, the investment management industry and other financial services to protect against losses due to employee dishonesty, theft, fraud, forgery and other exposures. Our Crime & Fidelity underwriting team is recognized as one of the most experienced in the industry. Experts in their field, our underwriters serve as a valuable resource for our agents/brokers and our customers, as well as for the industry through our leadership on Crime/Fidelity advisory boards (SFAA, ISO).

Our in-depth knowledge enables us to make decisions quickly, provide rapid turnaround, and deliver the customized solutions you need.

To learn more, download our Fidelity product sheet or contact our underwriters.

Video: Crime & Fidelity - Interview with Joe Prystupa

Fidelity – Target Classes

  • Community and regional banks
  • Insurance and reinsurance companies
  • Non-custodial investment companies
  • Mutual funds
  • Registered investment advisors
  • ERISA for third-party fiduciaries
  • REITs
  • Healthcare
  • Family offices
  • Trust funds
  • Broker / dealers with registered representatives
  • Finance companies

For additional risk classes, see our Fidelity product sheet or contact our underwriters.

For commercial and governmental accounts, visit our Crime Insurance page.

Fidelity – Highlights


  • $15,000,000 Primary or Excess
  • Minimum premium: $7,500


  • SFAA Admitted Forms
  • Proprietary Excess follow-form policy


  • Omnibus named insured
  • Extortion – persons / property
  • Claims and audit expense
  • Social engineering
  • Uncertificated securities
  • FINRA rule 4360 compliant riders
  • Unauthorized signatures
  • Computer hacker / virus
  • Fraudulent transfer instructions

For additional information, see our Fidelity product sheet or contact our underwriters.

This overview is provided for informational purposes only and is not intended to be a representation of coverage that may exist in any particular situation under a policy issued by one of the companies within Crum & Forster. All conditions of coverage, terms and limitations are defined and provided for in the policy.