Property Programs

Strategy/Goal

  • Build a sustainable program practice for long-term profitability
  • Target program managers who have a demonstrated record of success
  • Active program management commitment with our partners
  • Combined loss ratio of 90% or better

Target Risks

  • Primary and excess, shared and layered programs considered
  • Maximum Capacity: $5,000,000
  • Minimum Premium: $5,000,000
  • 5 years of profitable loss experience
  • Risk classes may include commercial real estate, technical, manufacturing and processing industries

Competitive Strengths

  • Property underwriting expertise in multiple segments of the industry
  • Ability to react quickly to new opportunities
  • Non-admitted paper available in all 50 states
  • Multiple risk-sharing options available

Claims Services

  • Industry recognized, award-winning claims service and expertise
  • Collaboration of C&F claims staff with Program Third Party Administrators
  • Responsive and coordinated approach that delivers results

Why Crum & Forster

  • A.M. Best financial strength rating of “A” (Excellent)
  • Part of Fairfax Financial Holdings with revenue in excess of $21 billion
  • Customer service-based culture inherent in everything we do
  • Minimal channel conflict with existing programs
  • Decentralized operation allows for ease of doing business
  • Responsive to market-changing opportunities

Surplus lines products are available in California only through Crum & Forster Insurance Brokers, Inc., a licensed surplus lines broker (CA license #0E14610)