Construction – Small Business

Crum & Forster’s Surplus & Specialty Small Business Team is comprised of dedicated and skilled professionals using advanced predictive analytics to consistently deliver a great customer service experience.

We pride ourselves on being – Fast, Fair and Friendly:

  • Fast – Average quote time less than a day.
  • Fair – We offer fair coverage at a reasonable price, and we work to provide coverage solutions.
  • Friendly – We put a high value on our relationships and key producers.

Our interests range from trades to general contractors, where we can fill the void for small businesses that do not fit within a binding authority program but may not command the attention they deserve in the larger account space.

Target Classes

  • Construction accounts with $5,000,000 or less in annual gross receipts
  • Limits of $1/2/2 or $2/2/2
  • Up to $5M excess of Primary GL limits available
  • Endorsements crafted for contracting risks
  • Blanket waiver of subrogation
  • Per project aggregate
  • Flexible minimum premiums
  • Incentive programs for top producing brokers
  • ISO coverage forms
  • Primary and non-contributory
  • Blanket additional insured
  • Flexible deductibles
  • Quick quote turnaround


Available in 48 states across the United States and the District of Columbia.

Coverage not available for construction accounts domiciled in or with NY or CA exposures.