Construction – Small Business

Crum & Forster’s Surplus & Specialty Small Business Team is comprised of dedicated and skilled professionals using advanced predictive analytics to consistently deliver a great customer service experience.

We pride ourselves on being – Fast, Fair and Friendly:

  • Fast – Average quote time less than a day.
  • Fair – We offer fair coverage at a reasonable price, and we work to provide coverage solutions.
  • Friendly – We put a high value on our relationships and key producers.

Our interests range from trades to general contractors, where we can fill the void for small businesses that do not fit within a binding authority program but may not command the attention they deserve in the larger account space.

Target Classes

  • Construction accounts with $5,000,000 or less in annual gross receipts
  • Limits of $1/2/2 or $2/2/2
  • Up to $5M excess of Primary GL limits available
  • Endorsements crafted for contracting risks
  • Blanket waiver of subrogation
  • Per project aggregate
  • Flexible minimum premiums
  • Incentive programs for top producing brokers
  • ISO coverage forms
  • Primary and non-contributory
  • Blanket additional insured
  • Flexible deductibles
  • Quick quote turnaround

Region

Available in 48 states across the United States and the District of Columbia.

Coverage not available for construction accounts domiciled in or with NY or CA exposures.