Risk Management Construction

Our Risk Management Construction department specializes in accounts written on a loss sensitive basis, primarily with deductibles ranging from $100K and up, as well as construction risks seeking an insurance program that blends both loss sensitive and guaranteed cost elements. This unique and integrated model is what makes Risk Management Construction from Crum & Forster an excellent choice for those large contractors seeking a loss sensitive solution to their business insurance needs.

Targeted Account Profile

Customers with:

  • Total cost of risk between $500,000 and $5,000,000
  • Multistate exposures
  • Interest in assuming/participating in a portion of risk


  • Full-service platform tailored to customer needs and preferred program structure
  • Opportunity to reduce total cost of risk

 Target Classes

  • General Contractors
  • Utility Contractors
  • Excavation Work
  • HVAC Contractors
  • Highway, Street & Road
  • Steel Erection
  • Electrical Contractors
  • Equipment Installation
  • Concrete Contractors

Available Coverages

  • Commercial Automobile
  • General Liability (Except in NY)
  • Workers’ Compensation
  • Property and Inland Marine
  • Supported Excess and Umbrella