The Defender Umbrella

  • $25 Million Occurrence Limit / $50 Million General Aggregate available for risks that meet our appetite
  • Separate and distinct aggregates available for Personal and Advertising Injury and Occupational Disease
  • Zero SIR (self-insured retention, except NY $10,000)
  • Our Territory, occurrences that happen anywhere
  • Centralized claims team with expertise in umbrella, comprised of professionals with over 30 years of experience in the insurance industry as well as the legal system. All claims professionals hold adjusting licenses nationwide

Target Classes

  • Manufacturing
  • Wholesale (durable and non-durable goods)
  • Retail
  • Services/Real Estate
  • Commercial Contractors