Excess Special Risk

Target Classes

  • Commercial, Industrial, and Consumer Products
  • Distributors and Importers
  • Real Estate
  • Hospitality
  • Entertainment
  • Social Services
  • Special Events

Requirements

  • Focus on low to high hazard risks with minimal claim frequencies
  • Requirements:
    • A.M. Best Rating of A-VII or better
    • $1,000,000 CSL Automobile Liability Limit
    • $500,000 / $500,000 / $500,000 Employers’ Liability Limit
    • General Liability Limits:
      • $1,000,000 per occurrence
      • $2,000,000 general aggregate
      • $2,000,000 products/completed operations aggregate
      • $1,000,000 personal/advertising injury

Products are available in California only through CoverXSpecialty Insurance Services, a licensed wholesale surplus lines broker, CA License #0573926