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Our non-admitted insurer, Crum & Forster Specialty Insurance Company, allows us the flexibility to
tailor our umbrella/excess products to meet the needs of hard-to-place risks. These opportunities include
unique and non-standard risks with unusual underwriting characteristics; or where filed forms and/or rates
are not available.
C&F Specialty products include umbrella, straight excess, high layer excess, and buffer layer placements.
Coverages
- Coverage is offered on either an occurence form or a claims-made basis
- Most policy definitions are ISO based
- 90 day automatic coverage for newly acquired entities
- Manuscript wording available for unique situations
- Defense costs either inside or outside limits, based on underlying provisions
Capacity
In house capacity of $5,000,000 occurrence or claims-made limit.
Underlying Carriers
Must be A.M. Best rated A- VII or better.
Target Premiums
$50,000 and up.
Sample Risks
- Fire Sprinkler Contractor
- Sporting Goods Manufacturer
- Crane Rental
- Plastic Products Manufacturer
- Liquid Fertilizer Manufacturer
- Aluminum Cylinder Manufacturer
- Pipeline Contractors
- Non-invasive Medical Products
- Instrument Manufacturing
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