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Crum & Forster Specialty Insurance Company, our E&S company, has dedicated, experienced underwriting professionals, who apply their technical
expertise and thorough understanding of the E&S marketplace to each submission.
Coverages
Layered risks are our specialty. Crum&Forster's participation in your insurance programs will be uniquely tailored to fulfill or share your:
- Primary Risk Layer
- Buffer Layers
- Excess Layers
- Combinations of Risk Layer Positions
Proposals can be secured with a variety
of acceptable coverage forms, including:
- Broker Designed Manuscripts
- Leading Carrier Manuscripts
- Risk Manager Manuscripts
- ISO Property Forms
- Unique Crum&Forster Custom Deluxe Form
Negotiable Coverage Terms are available for the most common business risks, including:
- All Risk Perils
- Earthquake Risks
- Flood Risks
- Time Element Risks
- Service Interruption Risks
- Ordinance and Law Risks
- Terrorism Risks
- Inland Marine Risks
Valuation and Coinsurance Clauses can be tailored for each individual risk to provide for claim settlements on either a:
- Replacement Cost
- Functional Replacement Cost
- Actual Cash Value Basis
Capacity
In house capacity includes:
- Per-Occurence Loss Limits up to $15,000,000
- Selected Sub-Limits for Major Zone Catastrophe Risks
- Negotiable Deductibles and Self-Insured Retentions
Target Premiums
Sample Risks
We consider submissions for almost all classes of E&S property risk, and apply individual risk underwriting
evaluation to all cases. Examples of successful E&S deals in commonly submitted classes follow:
- Habitational Risks
- Frame Garden Apartment Complex
- High Rise Apartment Tower
- Institutional Risks
- Waste Treatment Facility
- Municipality
- Leisure and Entertainment Risks
- Wholesalers
- Service Risks
- Healthcare Risks
- Assisted Living Facility
- Nursing Home
- Commercial Real Estate
- Shopping Center Developer
- Tenant Manufacturing Complex
- Retail Risks
- Clothing Store Chain
- Restaurant Chain
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