Excess & Surplus Property
Excess & Surplus Umbrella
General Liability

For additional information please contact:

Bill Schneider
(Phone) (973) 490-6774
(Fax)  (973) 490-6781
bill_schneider@cfins.com

Our E&S company has dedicated, experienced underwriting professionals, who apply their technical expertise and thorough understanding of the E&S marketplace to each submission.

Products (Non-admitted Basis)

1. Primary general liability (deductibles $5,000 — $25,000; SIRs — various)
2. Excess liability, buffer layers and umbrella
3. Claims-made or Occurrence form

Limits

Primary limit to $1 million, excess and umbrella to $5 million, participations primarily within the lead $25 million

Preferred Classes

1. Manufacturers and distributors of difficult products
2. Tough M&C classes
3. Unique & Unusual
4. Most classes considered with low frequency/high severity attributes
5. Traditional E&S casualty classes

Competitive Advantages

1. Broadly licensed non-admitted E&S carrier with standard line resources (loss control, claims, financial rating, etc.)
2. Experienced underwriters and form flexibility to enable the writing of difficult accounts

Sample Risks

1. Manufacturers of gas and electric water heaters
2. Manufacturers of heavy industrial machinery
3. Manufacturers of medical equipment
4. Commercial contractors (typically outside of New York State)

Production Sources

1. Regional and national wholesalers
2. National brokers