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Through strong underwriting discipline, and a staff of dedicated umbrella professionals, we provide you the expertise necessary to be an accessible, responsive market.
In our admitted companies, our focus is on standard business, such as retail/wholesale; manufacturing; commercial construction; service and hospitality
industries. In addition, our Excess & Surplus Umbrella facility provides you with a market for your unique umbrella insurance needs.
Coverages
Crum & Forster's umbrella policy, The Defender, has additional features that make it unlike other umbrella policies.
Capacity
In house capacity of $25,000,000 occurrence limit.
Underlying Carriers
Must be A.M. Best rated A-VII or better.
Target Premiums
$25,000
Sample Risks
Our portfolio includes a broad range of risk classes including:
- Educational Institutions
- Commercial general contractor
- Retail clothing stores
- Industrial machinery manufacturing
- Beverage distributor
- Cable TV contractor
- Farm equipment manufacturing
- Tool manufacturing
- Specialty contractors
Other Products
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Straight Excess Liability and High Layer Excess Liability, providing follow form coverage over
scheduled underlying policies. Same capacity, preferred and excluded classes as umbrella above.
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Buffers, providing up to $2,000,000 limit of liability over underlying auto, general liability, or products.
Minimum premiums begin at $35,000.
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