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Our approach to this business focuses on responsiveness and flexibility. We utilize all of our capabilities to help you with your property placement strategy. We are able to address the needs of a broad spectrum of business segments from light hazard to those with unique risk exposures.
Crum & Forster Property has dedicated, experienced underwriting professionals who apply their technical expertise to respond to your property insurance needs.
Coverages
Specific coverage terms are available for the most common business exposures, including:
- Property Damage
- Business Interruption
- Contingent Business Interruption
- Service Interruption
- Ordinance or Law
- Equipment Breakdown
- Inland Marine
- Earthquake
- Flood
- Standalone DIC — California Earthquake
Proposals can be secured with a variety of acceptable forms, including:
- ISO Property Forms
- Manuscript Forms
- Other Carrier Forms
Capacity
- $25,000,000 (In-house capacity)
- Higher limits available, dependent upon specific risk characteristics
- Selected Sub-Limits for risks in Major Catastrophe Zones
- Negotiable Deductibles and Self-Insured Retentions
- $15,000,000
- DIC — California Earthquake
Participation
Crum & Forster can participate in your property placement in the following ways:
- Full Limits available for mid-sized businesses (dependent on risk characteristics)
- Primary Layers
- Excess Layers
Sample Risks
We consider submissions for almost all classes of property risks. We apply individual risk underwriting evaluation to all cases. Our portfolio includes a broad range of risk classes, including:
- Manufacturing
- Technology
- Institutional
- Leisure and Entertainment
- Wholesalers
- Service
- Healthcare
- Commercial Real Estate
- Vacant Buildings
- Bankruptcies
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