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We support Commercial Property Risks. In addition, our Excess & Surplus Property capability can support your unique and challenging property exposures.
Our approach to this business focuses on responsiveness and flexibility and utilizes all of our capabilities to help you with your property placement strategy.
Participation
Layered risks are our specialty. Crum & Forster's participation in your property program will be tailored
to fulfill or share your:
- Primary Risk Layer
- Buffer Layers
- Excess Layers, or
- Combinations of Risk Layer Positions
Coverages
Proposals can be secured with a variety of acceptable forms, including:
- ISO Property forms
- Manuscript forms
- Other carrier forms
Specific coverage terms are available for the most common business risks, including:
- All Risk Perils
- Earthquake
- Flood
- Time Element
- Service Interruption
- Contingent Business Interruption
- Ordinance and Law
- Boiler and Machinery
- Inland Marine
Valuation Clauses can be tailored for each individual risk.
Capacity
- Per-Occurence Loss Limits up to $25,000,000
- Selected Sub-limits for risks in Major Catastrophe Zones
- Negotiable Deductibles and Self-Insured Retentions
Target Premiums
Sample Risks
We consider submissions for almost all classes of property risk, and apply individual risk underwriting evaluation to all cases.
Our portfolio includes a broad range of risk classes including:
- Manufacturing
- Technology
- Institutional
- Leisure and Entertainment
- Wholesalers
- Service
- Healthcare
- Commercial Real Estate
- Retail
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