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Our approach to this business focuses on responsiveness and flexibility. We utilize all of our capabilities to help you with your property placement strategy. We are able to address the needs of a broad spectrum of business segments from light hazard to those with difficult or unique risk exposures.
Crum & Forster Property has dedicated, experienced underwriting professionals who apply their technical expertise to respond to your property insurance needs.
Coverages
Specific coverage terms are available for the most common business exposures, including:
- Property Damage
- Business Interruption
- Contingent Business Interruption
- Service Interruption
- Ordinance or Law
- Equipment Breakdown
- Inland Marine
- Earthquake
- Flood
Proposals can be secured with a variety of acceptable forms, including:
- ISO Property Forms
- Manuscript Forms
- Other Carrier Forms
Capacity
- Up to $100,000,000 available, dependent upon specific risk characteristics
- Selected Sub-Limits for risks in Major Catastrophe Zones
- Negotiable Deductibles and Self-Insured Retentions
Participation
Our desired portfolio risks are commercial middle market property accounts that fall outside of a "Package". We look to provide Full Limits; however, we will also consider Primary Layer participation.
Sample Risks
We consider submissions for almost all classes of property risks. We apply individual risk underwriting evaluation to all cases, supported by in-house Loss Control. Our portfolio includes a broad range of risk classes, including a number of target segments:
- Manufacturing/Industrial
- Light Chemical & Allied Products
- Primary Metals/Metal Fabrication
- Plastics
- Food Processing
- Wholesale/Retail
- Health Services
- Nursing Homes/Assisted Living Facilities
- Commercial Real Estate
- Agricultural Services
- Vacant Buildings
- Bankruptcies
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