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Excess & Surplus Lines Umbrella
As a non-admitted insurer, Crum & Forster Specialty Insurance Company, has the flexibility to tailor our umbrella/excess products to meet the needs of difficult to place risks. These opportunities include unique and non-standard risks with unusual underwriting characteristics; or where filed forms and/or rates are not available.
C&F Specialty products include umbrella, straight excess, high layer excess, and buffer layer placements.
Coverages
- Coverage is offered on either an occurence form or a claims-made basis
- Most policy definitions are ISO based
- Manuscript wording available for unique situations
Capacity
$10,000,000 occurrence or claims-made limit.
Sample Risks
Our portfolio includes a broad range of risk classes including:
- Commercial & Residential Contractors - Practice and Project Specific
- Fire Sprinkler Contractor
- Sporting Goods Manufacturer
- Plastic Products Manufacturer
- Liquid Fertilizer Manufacturer
- Aluminum Cylinder Manufacturer
- Non-invasive Medical Products
- Instrument Manufacturing
- Commercial Trucker (auto buffer)
This material is provided for information purposes only and is not intended to be a representation of coverage that may exist in any particular situation under a policy issued by one of the Crum & Forster companies. All conditions of coverage, terms and limitations are defined and provided for in the policy.