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Crum & Forster Specialty Insurance Company, our E&S company, has dedicated, experienced underwriting professionals, who apply their technical
expertise and thorough understanding of the E&S marketplace to each submission.
Participation
Layered risks are our specialty. Crum & Forster's participation in your property program will be uniquely tailored to fulfill or share your:
- Primary Risk Layer
- Buffer Layers
- Excess Layers
- Combinations of Risk Layer Positions
- Deductible Buy-Backs
Coverages
Proposals can be secured with a variety of acceptable forms, including:
- ISO Property forms
- Manuscript forms
Specific coverage terms are available for the most common business risks, including:
- All Risk Perils
- Earthquake
- Flood
- Time Element
- Service Interruption
- Ordinance and Law
Valuation and Coinsurance Clauses can be tailored for each individual risk to provide for claim settlements on either a:
- Replacement Cost
- Functional Replacement Cost
- Actual Cash Value Basis
Capacity
- Per-Occurence Loss Limits up to $10,000,000
- Selected Sub-limits for risks in Major Catastrophe Zones
- Negotiable Deductibles and Self-Insured Retentions
Target Premiums
Sample Risks
We consider submissions for almost all classes of E&S property risk, and apply individual risk underwriting
evaluation to all cases. Our portfolio includes a broad range of risk classes including:
- Manufacturing
- Habitational
- Institutional/li>
- Leisure and Entertainment
- Wholesalers
- Service
- Healthcare
- Commercial Real Estate
- Retail
- Mining
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