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Planned Service Approach
Crum&Forster has developed a "planned service approach" for
implementing loss control services.
This procedure enables us to
work with you to identify loss
sources - both actual and potential
- and determine ways to help you minimize your loss costs
and expenses.
- We conduct a thorough study of your company including exposures, hazards and accidents.
- Together, we review your current loss control efforts, physical location and loss records.
- Based on our evaluation, we discuss and consult with you and top management to pinpoint problem areas of loss causes.
- We create an "Action Plan" with recommendations to strengthen existing programs, where appropriate.
- Together, we maintain an ongoing review of the Action Plan to evaluate progress and effectiveness.
If your operations include multiple locations, your local C&F office acts as the service coordinator and oversees the development and implementation of your
loss control Action Plan. This provides the foundation for a close working relationship between you and our loss control consultants.
Loss Control Services
Crum&Forster offers the following range of specialized Loss Control Services:
- Life Safety/Property Loss Control
- Loss Analysis
- Ergonomics
- Occupational Health Services
- Fleet Safety Evaluations
- Training
- Audio Visual Library
- Contractors/Construction Safety
- Products Liability
Click here to learn more about these specialized Loss Control services we offer.
Contract Risk Control Consulting Services
Crum&Forster offers risk control services on either a consulting or contract
basis. Self-insured or captive companies desiring technical loss control services
for local, regional, or national operations will find the program particularly useful.
The Crum&Forster risk control team applies loss control principles and accident prevention techniques to an operation's actual and potential loss sources.
Our review of an operation covers a broad area including:
- Workers' safety
- Fleet loss control
- Products and/or public liability
- Property fire protection
The Bottom Line
An effective loss control program will benefit a company's bottom line. First, because a positive loss record may reduce
the cost of your insurance coverage. Second, because every industrial accident to an employee, motor vehicle, customer,
or property results in insured and uninsured costs. The cost of uninsured accidents has the greatest impact on profits.
Insured costs are fairly obvious. They include:
- Disability and medical payments
- Legal expenses
- Fire losses
- Motor vehicle injuries and damages
- Liability occurrences
- Product claims
Crum&Forster's Loss Control Services are designed to save you time and money. Although these services are not provided
to all insureds, they are offered based on your particular needs either on a consulting or contract basis. The actual
program developed will depend on the level of service agreed to or purchased.
NOTE: Jurisdictional loss services are provided to policyholders per individual state regulatory requirements.
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