The construction industry continues its growth trend with a projected spend of roughly $1.2 trillion, or 6% above prior year. Crum & Forster, a specialist in the construction space, provides a broad breadth of insurance products & services to meet this growing demand.

From routine Contractor’s Equipment coverage to complex Wrap-up Projects, and most things in between, our specialized construction divisions have the expertise and tools to provide customized solutions.


Providing a complete solution with customized policies, risk engineering and claims for:

  • General Contractors
  • Trade Contractors
  • Heavy Construction
  • Pavement Contractors

Offering multiple lines of coverage
WC, Auto, GL, Package, OCP, RRP

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Inland Marine

Builders Risk & Contractors Equipment coverage available through our team at Seneca:

  • New construction, renovations, rehabs, installation floaters & rigger’s liability
  • Stalled/delayed projects
  • Equipment – cranes, street & road, oil & gas, boom overload, leased/rented…
  • Employee tools

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Wholesale E&S Construction

Specialty coverage solutions for moderate to complex construction risks, including:

  • Practice Policies – Trades and G.C’s
  • Wraps, Projects, and Owners Interest
  • Excess
  • Customized endorsements
  • Flexible program options – Ded. & SIR

Small to large risks, including residential & commercial

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Specialized environmental coverage programs for contractors, consultants and facilities:

  • Commercial General Liability
  • Contractors Pollution Liability
  • Errors & Omissions
  • Facility Pollution Liability
  • Products Pollution
  • Specialty Environmental Programs

Occurrence & Claims Made forms available

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Oil & Gas

Customized insurance solutions for contractors working in the oil & gas industry:

  • Roustabouts /Site Prep
  • Pipeline Contractors
  • Well Stimulating and Servicing Contractors
  • Oilfield Electrical Contractors
  • Oilfield Tool and Equipment Rental

Multiple lines are available, including:
GL, Auto, WC, Umbrella, Property, and Inland Marine

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Contract Surety

Providing varying types of bonds for general, trade and heavy contractors:

  • Bid Bonds
  • Contract Performance & Payment Bonds
  • License & Permit Bonds
  • Court Bonds

Our value added consultative process enhances financial performance and operations

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Providing Umbrella and Excess coverage with limits up to $25M for Commercial Contractors:

Trades & General Contractors

  • Lead or excess participation, including quota share layering
  • Enhanced Coverages
  • Double General Aggregates
  • Pay on behalf of the insured option

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Reasons for Selecting Crum & Forster

  • Financial Strength rating by A.M. Best A “Excellent”
  • Part of Fairfax Financial Holdings with revenue in excess of $10 billion
  • Customer service based culture
  • Specialized coverage enhancements
  • Prompt new business quotes, renewal indications and policy issuance
  • Risk Engineering & Claims Specialization

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This material is provided for information purposes only and is not intended to be a representation of coverage that may exist in any particular situation under a policy issued by one of the companies within Crum & Forster. All conditions of coverage, terms, and limitations are defined and provided for in the policy.

The C&F logo, C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company.

Crum & Forster, which is part of Fairfax Financial Holdings Limited, comprises leading and well-established property and casualty business units. The insurance companies, rated A (Excellent) by A.M. Best Company, are: United States Fire Insurance Company, The North River Insurance Company, Crum and Forster Insurance Company, Crum & Forster Indemnity Company, Crum & Forster Specialty Insurance Company, Seneca Insurance Company, Inc., Seneca Specialty Insurance Company, First Mercury Insurance Company, and American Underwriters Insurance Company.