Specialty Risk

K-12

Accident medical and accidental death & dismemberment coverage is offered for students enrolled in kindergarten through 12th grade, public or private school. Catastrophic coverage is also available with limits up to $5M.

Intercollegiate Sports

Accident medical coverage is provided for students participating in college sports. This product can be offered on a stand-alone basis or in conjunction with college accident and sickness coverage.

Blanket Special Risk

Accident medical, sickness medical, accidental death & dismemberment, and various other coverage components are available for special interest groups, youth sports, camps and groups with unique duration and coverage needs.

General Liability

General liability provides protection for spectator and non-spectator participant programs against liability claims of bodily injury and property damage, as well as litigation costs to defend such claims. Coverage can be offered for youth and adult sports leagues, camps, clinics, entertainment events and recreational activities. Limits up to $5M are available.

International Student Coverage

Accident and sickness programs cover students coming into or leaving the United States, i.e. student exchange programs and J1 Visa students.  Coverage for faculty is also available.

Occupational Accident

Occupational accident provides coverage for accident medical expenses, accidental death and dismemberment, temporary and total disability as well as contingent liability for motor carriers and independent owner operators in various other industries. A combined single limit of up to $2M is available.

Non-Subscriber is an alternative to Workers Compensation and provides coverage for accident medical expenses, accidental death and dismemberment, temporary and total disability as well as employer liability for Texas based employers. A combined single limit of up to $5M is available.